Buy and sell private-party cars with financing options
Connect directly with private sellers. No dealership markups. No hidden fees.
Featured listings
Hand-picked vehicles from verified private sellers.
For buyers
Browse thousands of private-party listings with photos, history, and price.
Message sellers directly — no middlemen, no inflated dealer markups.
Get pre-qualified through our independent lending partners in minutes.
For sellers
Decode your VIN, upload photos, and publish in minutes.
Qualified buyers contact you through our protected messaging.
Close the sale on your terms. Keep more of the price.
Get pre-qualified for a private-party auto loan
Our independent lending partners specialize in private-party purchases. Check rates without affecting your credit score.
AutoOwner Financing Marketplace is not a lender. Financing is provided by third-party lenders.
- Compare offers from multiple lenders
- Soft credit pull — no impact on score
- Rates for all credit profiles
- Funds delivered directly to seller
List your vehicle
Three simple packages. Start free.
Safe buying tips
Our fraud prevention team protects you, but smart practices are your best defense.
Visit fraud safety center- Always inspect the vehicle in person before paying
- Never wire money or use cryptocurrency
- Verify the title is in the seller's name
- Run a vehicle history report
- Meet in a public, well-lit location
- Take a test drive before buying
AutoOwner Financing Marketplace is not a lender, dealer, bank, credit broker, or loan servicer. Financing options are provided by independent third-party lenders. Loan approval, terms, rates, and funding decisions are made solely by the lender. We may receive compensation when users apply for or complete financing through our referral partners.